Advanced Estate Planning in Utah

Protecting Assets, Caring for Loved Ones, and Minimizing Taxes

Estate planning is about more than wills and revocable trusts. For families with significant assets, loved ones with special needs, or charitable goals, advanced planning strategies provide additional protection and peace of mind. At Cutler | Riley Law, we help Utah families design customized solutions to safeguard wealth, reduce tax burdens, and plan for future generations.

Our Advanced Estate Planning Services & Pricing

Special Needs Trust (SNT) — $1,500

Provides supplemental care for a loved one with disabilities without disqualifying them from government benefits.

Explore the benefits of a Special Needs Trust.

Utah Domestic Asset Protection Trust (UDAPT) — $4,000 (Includes Estate Plan Package)

A UDAPT shields your assets from future creditors and lawsuits while allowing you to remain a discretionary beneficiary. This trust is especially powerful for business owners, professionals, and high-net-worth individuals seeking long-term protection.

Learn more about Utah Domestic Asset Protection Trusts.

Special Power of Appointment Trust (SPAT) — $4,000 (Includes Estate Plan Package)

A flexible alternative to Utah DAPTs for those who either don’t qualify for a Utah DAPT or who own property outside the state. A SPAT helps protect assets from future creditors while preserving planning flexibility.

Click here to learn more about SPATs.

Deferred Sales Trust — $2,500 - $10,000

A Deferred Sales Trust allows you to defer capital gains taxes on the sale of highly appreciated assets such as real estate or businesses. It gives you flexibility, continued investment growth, and immediate tax relief.

• Minimum fee: $2,500 (for sales ≤ $250k)

• Standard fee: 1% of sales price (for $250k – $1M range)

• Maximum fee: $10,000 (cap for sales > $1M)

Read more about how a Deferred Sales Trust works.

Charitable Protection Trust — $20,000 (Includes Estate Plan Package)

This highly specialized trust combines advanced tax planning with charitable giving. It allows you to protect significant assets, fulfill philanthropic goals, and potentially achieve substantial income and estate tax savings.

Explore the benefits of a Charitable Protection Trust.

The Summit Trust — $20,000 (Includes Estate Plan Package)

Safeguard your legacy with the Summit Irrevocable Trust from Cutler | Riley, a compliant estate planning tool under Utah law and IRC Subchapter J. This non-grantor, discretionary spendthrift trust protects assets from creditors, lawsuits, and probate while enabling multi-generational wealth transfer.

Learn more about the Summit Trust.

Charitable Remainder Trust (CRT) — $3,500

Allows you to support a charity while receiving tax benefits and/or income during your lifetime.

Read more about how a Charitable Remainder Trust works.

Spousal Lifetime Access Trust (SLAT) — $4,000

Reduces your taxable estate while providing income access to a spouse during their lifetime.

Explore the benefits of a Spousal Lifetime Access Trust.

Why Choose Advanced Estate Planning?

• Asset Protection – Shield your wealth from lawsuits, creditors, and unnecessary risk.

• Special Needs Planning – Ensure loved ones with disabilities are provided for without losing vital benefits.

• Tax Strategies – Minimize income, capital gains, and estate taxes through smart trust design.

• Charitable Legacy – Support causes you care about while reducing your tax liability.

Our Process

1. Free Consultation – We review your family and financial goals.

2. Customized Strategy – We design advanced planning tailored to your needs.

3. Drafting & Implementation – We create and fund your trust, ensuring proper compliance.

4. Ongoing Guidance – As laws and your circumstances change, we’re here to update and support your plan.

Ready to Take the Next Step?

If you have significant assets, a family member with special needs, or charitable goals, advanced estate planning can help protect your wealth and secure your legacy.