Charitable Protection Trust Calculator

2025 MFJ brackets

Estimate after-tax benefits when assigning income to a Charitable Protection Trust (simple illustrative model).

Whole dollars. Example: 120000
Couple donates either way; no personal deduction assumed without strategy.
Default $5,000 (trustee + CPA/admin)
Applied in Year 1 only
Advanced assumptions
Default 50% of net trust income is taxed to the couple.
Approximate Utah + NIIT. Set to 0% to ignore.
Federal tax uses 2025 MFJ brackets with a $30,000 standard deduction. Model ignores AMT, QBI, SALT caps, phase-outs, trust-level tax on retained income, etc. This is a planning aid, not tax advice.
2025 MFJ brackets  •  Std. deduction $30,000