Charitable Remainder Trust Calculator

2025 MFJ • LTCG 0/15/20% • Std. Deduction $30k

Enter the capital gain amount you’ll place in the CRUT. The trust sells immediately (no upfront CG tax), pays you a fixed % each year. We compare against selling personally today — counting only cash Total Received.

Appreciated gain contributed and sold by the CRUT
Used for deduction limits
Typical 5–10% (min 5%)
Fixed term
Used for growth & PV of taxes
For deduction PV estimate
Federal only • MFJ 2025 LTCG brackets • No NIIT/state • CRT payouts taxed as LTCG until built-in gain exhausted • Deduction PV ≈ CRAT-style proxy