Deferred Sales Trust — Interest-Only vs. Upfront Tax

5% Return • 2025 MFJ LTCG (simplified) • Select 5/10/15/20 years

Ballpark comparison. Without DST you pay LTCG tax now and invest the after-tax amount at 5%. With DST you invest the full amount at 5%, receive 5% interest-only payments annually, and a balloon principal at the selected note end (LTCG tax applied that year).

Max $50,000,000
Interest-only at 5%; balloon at end of term
Assumptions 5% return • Ignore NIIT & state taxes • Do not tax annual 5% growth