Nevada Wealth Fortress DAPT: Secure Your Future with Smart Planning

Is This Strategy for You?

If you're a high-income earner in Utah or similar states, facing big tax bills and worried about lawsuits or creditors, the Nevada Wealth Fortress DAPT could be a game-changer. This trust uses Nevada's strong laws to protect your assets while helping you save on taxes and grow your wealth.

Who Benefits Most?

  • High Earners: People making $200,000 or more a year, especially in the 24% federal tax bracket or higher (around $230,000 gross income for married couples). If your taxes feel too high, this helps.

  • Business Owners: If you own a company, rentals, or investments worth $1 million or more, this protects them from business risks.

  • Professionals at Risk: Doctors, lawyers, or executives who could face lawsuits—keep your savings safe.

  • Charity Givers: If you tithe 10% or more (like to your church), this makes your giving more tax-efficient.

  • Utah Residents: Save 4.55% on state taxes by using Nevada's rules, without moving.

If you have simple needs or lower income, a basic estate plan might be enough. But if you want to keep more of your money working for you, read on.

How the Nevada Wealth Fortress DAPT Works

This strategy is like building a safe vault for your money. Here's a simple breakdown:

  1. Set Up the Trust: We create a special trust in Nevada that's hard for others to touch. You and your family can still benefit from it.

  2. Move Your Assets Wisely: Instead of selling your business or investments now (and paying big taxes), you transfer them to the trust in a way that spreads out the taxes over time—like paying in small installments.

  3. Give to Causes You Care About: The trust automatically sets aside 10% (or up to 30% in good years) of its earnings for charity, which lowers taxes more than if you gave personally.

  4. Let Your Money Grow: The trust invests your assets safely, and you can get money out when needed. Everything is protected from risks.

  5. Plan for the Future: When the time comes, the trust passes assets to your family smoothly, with less tax hassle.

It's all legal and follows rules from Nevada and the IRS. We handle the details so you don't have to.

The Benefits – Why It Makes Sense for You

This strategy isn't just about saving money—it's about peace of mind and growing what you have. Here's what you gain:

  • Protection from Risks: Your assets are safe from lawsuits or creditors after a short time. No more worrying about losing everything in a bad situation.

  • Tax Savings That Matter: Delay paying taxes on big gains, skip Utah's 4.55% state tax, and get extra breaks from charity giving. This can save you thousands each year.

  • More Wealth Over Time: Your money grows faster because less goes to taxes right away. Expect 15-25% more wealth in 10-15 years.

  • Charity Done Better: If you tithe, the trust makes your 10% (or more) giving lower taxes more than personal donations.

  • Custom Fit: We adjust it for your life—whether you own a business or have a high salary.

Real Examples – See It in Action

Let's look at how this works for people like you. We'll compare "without the strategy" (just regular planning) to "with Nevada Wealth Fortress DAPT."

Example 1: The Business Owner Couple

John and Sarah own a small company earning $400,000 a year. They have a $1 million business they might sell later and tithe 10% to their church.

  • Personal Approach: They pay ~$180,000 in taxes yearly. If sued, the business is at risk. In 10 years, their wealth grows to ~$3.2 million.

  • With the Strategy: They transfer the business to the trust, spreading taxes over time (saving ~$36,000/year upfront). The trust protects it, saves 4.55% on state taxes, and deducts tithing to lower federal taxes. Wealth grows to ~$3.9 million—$700,000 more!

Example 2: The Doctor Worried About Lawsuits

Dr. Emily earns $300,000 as a surgeon. She has $800,000 in savings and investments, and she tithes 10%.

  • Personal Approach: Taxes take ~$135,000 a year, and a malpractice suit could wipe out her savings. 10-year wealth: ~$2.9 million.

  • With the Strategy: She moves investments to the trust for protection. Taxes drop with deferral and charity breaks (saving ~$27,000/year). Wealth reaches ~$3.5 million—$600,000 extra, safe from risks.

Example 3: The Executive with a High Salary

Mark earns $250,000 at a company. He defers part of his bonus and tithes 10%.

  • Personal Approach: Pays ~$110,000 in taxes yearly. Savings grow to ~$2.2 million in 10 years.

  • With the Strategy: Defers $50,000/year to the trust, saving ~$22,975 upfront each year. Trust protects and grows it, with no state tax. Wealth: ~$2.6 million—$400,000 more.

In each case, the strategy saves taxes, protects assets, and grows wealth faster—while letting you give to charity effectively.

Common Questions – Is This for Me?

  • Q: How much does it cost?
    A: Setup is $15,000 (including trusts and legal work). Yearly fees are 1% or less of trust value—small compared to the savings (like $50,000+ a year in taxes for $500,000 earners).

  • Q: What if I need money from the trust?
    A: You can ask for distributions for things like health or education. The trust manager decides, but it's flexible and protects from risks.

  • Q: Does it work with my tithing?
    A: Yes! The trust can deduct your 10% (or more) giving fully, saving more on taxes than personal donations.

  • Q: What are the risks?
    A: It's safe if done right, but trusts are permanent, and fees add up. We follow all laws to avoid issues.

Take the Next Step

Ready to see if the Nevada Wealth Fortress DAPT fits your life? Contact Cutler Riley for a free chat! We'll explain how it can save you money, protect your family, and help with your giving—all without pressure.

Disclaimer: This information is for educational purposes only and does not constitute legal or tax advice. Individual results vary. Consult with qualified professionals to determine suitability for your circumstances.